1. Do you feel hassled by your finances on a weekly, monthly, or even daily basis? 

2. Does the thought of budgeting give you anxiety?

3. Do you find that despite a salary increase you aren’t able to save any money?

These aren’t necessarily reflective of a low income or bad spending habits. With the right tools and understanding we can all manage our money better. Some of us are better at it than others maybe because we were exposed to the concept in our childhood. Children asked to be accountable with pocket money or seeing their savings grow are some good habits that help with building a solid foundation.

Don’t despair, we have not been taught about this in school or university so it’s not just going to come naturally to you. It’s one of those adult skills that you kind of have to teach yourself.